INDIVIDUAL/EMPLOYEE BENEFITS

BWD's individual and employee benefit programs offer up-to-date and cost-effective methods of providing our clients with current financial protections, as well as opportunities for achieving future financial goals.

We design, implement and administer a broad range to provide protection and security in case of illness, injury, disability, retirement or death -- including Health, Disability Income, Life Insurance. Pension Plans, Long-Term and Elder Care, Executive Compensation, Estate Planning, Retirement Planning, Savings and Profit Sharing Plans and Business Protection coverages.

• Expertise in structuring comprehensive and cost-effective employee benefit programs, executive compensation strategies, individual benefit and estate plans that keep our clients ahead of current trends and keep pace with government regulation
• Technical support to Benefit Administrators and Financial Advisors
• Solicitation of competitive proposals and placement of insurance programs
• Coordination and  communication of benefits programs and related government compliance requirements.